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Property Loans

Whether you are seeking to purchase a new property, refinance an existing property, or restructure a property loan, there are various loan options to help you

  • Purchase property with minimal or no down payment
  • Cash out from an existing property
  • Acquire commercial property with no upfront fees
  • Refinance a property to reduce costs

Types of Property Loans

Private/HDB/Home Loan

When seeking a mortgage loan, it is essential to consider various factors, including interest rates, deposit amounts, mortgage terms, and penalties for late payments.

At Gravitas Capital Group, we assist you in evaluating the advantages and disadvantages of your financial decisions by providing comprehensive information for making informed and strategic choices. We have partnered with multiple financial institutions to offer you the most suitable mortgage packages tailored to your needs, eliminating the need to visit multiple banks to find the best solution.

Commercial Property Loan

Whether you are looking to expand your operations, upgrade your premises, or purchase a new facility, we will help you find the best rates and secure the commercial property loan that suits your needs.

Our expertise in analysing market mortgage products will save you the effort of comparing options across multiple banks. We will identify and secure the most favourable rates available for you.

Mortgage Refinancing

Mortgage refinancing involves transferring your loan from your current bank to another lender. This can potentially lead to significant savings, particularly through reduced interest charges. It is crucial to understand when refinancing is beneficial and to be aware of the associated costs.

At Gravitas Capital Group, we will conduct a thorough analysis with you, considering factors such as the duration you plan to maintain the mortgage, potential interest savings from refinancing, the costs involved with a new mortgage, and current market conditions in Singapore.

Home Equity Loan

A home equity loan enables you to secure a term loan at lower interest rates compared to car loans, personal loans, or business loans. With your home serving as collateral, this secured loan typically offers more favorable interest rates than unsecured loans.

Click here to calculate monthly repayment.

Interested to know how we can assist you?

Contact us now for free consultation and assessment. 

+65 6518 3621